Hello, Virginia, and welcome to planDisney!
Thanks for submitting your question to us and I'm happy to welcome another soon-to-be Magic Key Holder! I've had mine since the program first started and I've been very happy with it.
I love how we California Residents have the option to make monthly payments towards a
Magic Key purchase. It really helps with budgeting and I'd be happy to go over where to find this. In fact, I just went through the steps myself! Be sure to familiarize yourself with the
Magic Key Buying Guide so you know what to expect. Make sure that you're logged in, and that your MyDisney account has a California address as well as a credit card with a California billing address linked to it.
When you make it through the online queue (if there is one), you'll be brought to the Magic Key selection screen where you'll need to pick which Magic Key Type you'd like (subject to availability). The next screen will have you (1) select the number of Passes you'd like to purchase. Then, (2) you'll Select a Payment Type. This is where you should see the option for "Pay in Full" or "Monthly Payment Option for California Residents." Once you click the checkbox to verify that you're a California Resident and over 18 years of age, you'll be able to click Add to Cart and then check out!
If you're still not seeing the option, I would recommend
chatting with a Cast Member over the phone so they can help you out.
Virginia, good luck getting those Magic Key Passes! Be sure to follow the
Magic Key Instagram account and make a reservation for the
Magic Key Terrace for some refreshments! If you have more questions, feel free to stop by again. We're always happy to help!
Wishing You a Great, Big, Beautiful Tomorrow!
-Al