Kids at Riviera; holding hands; brother and sister; mickey balloons; mickey ears
  • On Dec 7, 2023
    Virginia from MI Asked Please note that experiences, policies, pricing and other offerings are subject to change and may have changed since the date of this answer.

    My use year is December. I have 168 points in 2024 to use. Can I borrow from 2025 to complete a vacation in July of 2024?

    Hiya Virginia,

    Welcome Home and welcome to planDisney! How exciting that you are planning your next dream vacation, using your Disney Vacation Club Membership. We love the flexibility of the Disney Vacation Club as being able to plan the vacations of our dreams in the way we want and when we want has given us a whole new world of vacation opportunities.

    Virginia, typically your Use Year begins in the month of the year we are in. For example, I have an October Use Year. This past October, my 2023 Vacation Points became available. I was able to use those Vacation Points and borrow ahead to 2024 Vacation Points as of October of this year.  When October 2024 comes around, I will be able to use my Vacation Points from 2024 and borrow ahead for 2025.

    So, if you have 168 Vacation Points allotted as of December 1 of this year, these would most likely be 2023 Vacation Points. I can't say for certain as only Member Services can check your account.

    You can use these and borrow ahead from your 2024 Vacation Points to book a July 2024 vacation.  Just remember that you can book only your Home Resort beginning 11 months from your desired check-in date and 7 months in advance of your desired check-in date for all other Disney Vacation Club Resorts. If you are planning to book something in the Disney Collection, like Disney Cruise Line, or through Interval International, those have different booking windows.

    You can go into your account on the Disney Vacation Club website and log in, put in your desired dates, and check availability.  If you are able to borrow ahead Vacation Points, you will be able to make the booking (as long as you are in the related booking window). But if you are unable to borrow ahead because you don't have enough Vacation Points or are trying to borrow too far ahead, a pop-up box will say "You don't have enough Vacation Points."  

    There is also a handy booking calendar that can tell you the dates when you can make any booking for both Disney Vacation Club Resorts, other Disney Destinations, and Interval International. For questions on your specific account, you can give Member Services a call and they can help you. 

    I hope this helps you, Virginia! If you have any further Disney Vacation Club questions, stop back o see us and we will be happy to help you.

    Magically Yours,
    Keri
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Meet the Panelist: Keri, Massachusetts

Hi there, I'm Keri from Massachusetts, a wife and mom to preteen twins and a teen. Since my first magical visit to Walt Disney World at age three, I've loved all things Disney. My husband found his passion for pixie dust on our honeymoon and his first visit to a Disney park. Soon after, we joined Disney Vacation Club, which has afforded us unforgettable family vacations for the last 22 years. Disney Vacation Club has helped us create our most magical vacation memories. I can't wait to help you plan yours. Learn More About Keri

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