Mom and daughter shopping; Minnie Mouse Hat; Minnie Mouse Merchandise
  • On Sep 13, 2025
    Barbara from GA Asked Please note that experiences, policies, pricing and other offerings are subject to change and may have changed since the date of this answer.

    I usually link a credit card to my Disney experience account and charge to my room. Before I checkout, I pay off the charges so my credit card isn’t charged. I am a new Disney Visa customer, can I do this with my Disney Visa to use applicable discounts

    Hello Barbara! Welcome to planDisney, and thanks for visiting us with your question. Oh, boy! You'll be arriving at the Most Magical Place in just a few days... that's so wonderful!

    I am a big fan of using the Disney Visa card during our Disney World vacations, so let's talk about how to maximize those cardholder benefits. If you use a Disney Visa to pay off your Disney Resort room charge balance, they cannot apply a discount at that point. But you can absolutely save money by using your Disney Visa to pay for merchandise at Disney shopping locations.

    You've got two options for making sure you receive the 10% off discount on select merchandise purchases.

    1. Enter your Disney Visa Card as your method of payment in the My Disney Experience app, and use merchandise mobile check out where available. Mobile check out is offered at many of the larger gift shop locations, and every time I've used that option my Disney Visa discount was automatically deducted.

    2. Pay with your physical Disney Visa card at check-out, and request that the Cast Member apply the Disney Visa 10% discount. In my experience, they are happy to do so! But the discount isn't deducted automatically.
    I recommend checking the Disney Visa Rewards site for a list of all the available discounts, which include shopping, dining, and other magical experiences.

    Barbara, one of my favorite perks offered at Walt Disney World for cardholders is the special character meet-and-greet photo opportunities. I love the location offered at EPCOT, where you will receive a special, private photo session that typically includes two of the "Disney Fab 5" characters! Included are complimentary photo downloads, and through the years these have captured some of my very favorite Disney family vacation photos. Be sure to bring your physical Disney Visa card which is required for entry.

    I hope this answers your question, and helps you get the most out of your new Disney Visa card while on vacation at Walt Disney World. Please let me know if I can answer any additional questions, by sending me a message at planDisney

    Have a magical vacation!
    Tami
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Meet the Panelist: Tami, Colorado

Oh boy, I'm so happy you're here! I'm Tami from the beautiful Rocky Mountain state of Colorado, an Information Technology consultant, wife, and mom to two teenagers. My greatest passions include outdoor adventures and planning family vacations at Walt Disney World Resort. I understand how adding some key planning details (we call it pixie-dust!) can contribute to the best possible Disney vacation for your family. I'd love to help you make some magical memories! Learn More About Tami

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