Hi Manasi,
Welcome to planDisney! Even without travel insurance, you have options when it comes to changing the dates of your trip or canceling it if you must.
Travel protection plans are issued by a third party and you should have been given the specific details in the documents sent to you after you purchased the policy.
Unfortunately, sometimes life happens, and we have to change those plans we have been looking forward to. Luckily, Disney World does its best to accommodate those changes. The standard cancellation policy will depend on whether you book a Disney World Vacation Package or a Disney Resort hotel room-only reservation and is not connected to the travel protection plan you purchased.
If you booked a Disney Vacation Package that includes a resort hotel, tickets, and dining plan, the
cancellation and change policy will depend on when you choose to make changes. For cancellations made 30 days or more before arrival, a full refund will be issued with a few exceptions for things like travel protection plans and runDisney race registrations, which are non-refundable. For cancellations made 2 days to 29 days before arrival, you will be refunded minus a cancellation fee of $200 per package. Cancellations made 1 day or less before arrival are non-refundable.
You do have the option to change your dates but these will be subject to change fees and the modified price of your new dates. If you change your package dates 30 days or less before arrival, you will also be charged a $50 fee per package. Any change in your trip dates will result in you agreeing to new Terms and Conditions which may have a modified cancellation policy so be sure to check out the terms before you complete the process.
The current cancellation policy for a room-only reservation allows you to receive a full refund if you cancel at least 5 days before arrival. If you cancel between 1-4 days before arrival, you will forfeit the cost of one night of your booking. Policies are subject to change and will depend on when you make your booking.
The confirmation email you received when you booked your reservation will be the best source of information for the full details of your specific reservation policy. It will have details about when you need to cancel or make changes to receive a full refund and will be the final determiner on how you can make adjustments to your vacation. I highly recommend calling
Disney Resort Hotel Reservations and having them assist you through this process. They will be able to advise you on the best way to make changes and complete them for you.
Happy Planning,
Jenna