Exterior of Pirates of the Caribbean in New Orleans Square, surrounded by lush greenery and a balcony façade.
  • On May 5, 2026
    Maria from CA Asked Please note that experiences, policies, pricing and other offerings are subject to change and may have changed since the date of this answer.

    Hello, if I miss one monthly payment, and when I’m Ready to make the payment. Do I need to pay anything other than my monthly bill or is there any extra fees we have to pay?

    Hi Maria! Thanks for visiting planDisney.

    It sounds like you're enjoying a year of increased access to the parks, perks, and discounts with a Magic Key. As a Magic Key holder myself, I really appreciate the dining discount because we are a family that loves dining out while we're visiting. We just celebrated a birthday at Carthay Circle Restaurant, which was a very tasty experience!

    Currently, California residents have the great option to select monthly payments for the Magic Keys, which is super convenient. I wish I had that option! If you miss a payment or your payment method is declined, your pass and its benefits are suspended, however. To reinstitute your Magic Key, you'll need to speak with a friendly Cast Member on the Magic Key Payment Plan Guest Services phone line. They're always happy to assist. Once you've paid off the missed payment, your Magic Key and its benefits are reinstated. I hope that's good news.

    Are you following the official Disneyland Magic Key blog? It's a great resource with updates about your Magic Key, including fun perks you can currently enjoy as a Magic Key holder. I'm always sure to check it out before we head to the parks!

    Have a magical day.

    Elizabeth
thumbnail image for Elizabeth

Meet the Panelist: Elizabeth, Missouri

Hello from St. Louis! I'm Elizabeth, a professor, wife, and mother to two boys. We love to travel as a family, and Disneyland Resort is the place where we laugh more and make the happiest memories. We've done everything from solo to big multi-generational trips, and I've got the tips and tricks for traveling with little ones to help ensure your experience is truly magical. Learn More About Elizabeth

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