Mickey and Donald On beach at Castaway Cay; ship in background; family flying with characters
  • On Jan 27, 2024
    Sarah from AZ Asked Please note that experiences, policies, pricing and other offerings are subject to change and may have changed since the date of this answer.

    How long do you have till you have to pay off your financed cruise

    Hi Sarah,

    Welcome aboard planDisney! I'm so glad you sailed by with your question. I like to plan ahead for vacation, but sometimes my budget needs to catch up with my plans, so I love the option to Pay at Your Own Pace for a Disney Cruise Line vacation. 

    Once you book a cruise, you have three days to make your deposit of at least 20% of the total fare. Then you decide how much to pay and how often towards the balance. The date your final payment is due depends on the length of your cruise. For a cruise of 5 nights or less, your final payment is due 90 days in advance of your embarkation day. For cruises 6 nights or longer, the final payment is due 120 in advance. This applies to eligible bookings, is different for suites and concierge-level rooms, and is subject to change. When you check your specific itinerary information under My Reservations, you can confirm the final payment due date. 

    There are so many exciting things coming to Disney Cruise Line later this year and in 2025, Sarah. I hope you and your crew are part of them! I can't wait for the Disney Treasure to set sail and for a chance to experience all the spaces onboard inspired by some of my favorite Disney Parks attractions. And, of course, a visit to Disney Lookout Cay at Lighthouse Point and seeing Mickey and Minnie adorned with their new Bahamian attire in this tropical paradise is on my wish list!

    Sarah, please sail by again with other questions you might have. We are here to help!

    Wishing you many magical memories,

thumbnail image for Shannon

Meet the Panelist: Shannon, Georgia

Hi! I'm a dreamer and doer who loves exploring the big blue world! My love for Disney began at Walt Disney World Resort and after my first Disney Cruise Line vacation I was hooked. I especially enjoy the ships' adult-exclusive spaces and activities while experiencing the magic only Disney can create. A Land and Sea vacation combining an action-packed Walt Disney World Resort visit and a relaxing Disney Cruise Line voyage is my favorite way to do Disney. I can't wait to help you create your magical memories! Learn More About Shannon

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