Lobby signage
  • On Mar 14, 2022
    Sabrina from Cornwall Asked Please note that experiences, policies, pricing and other offerings are subject to change and may have changed since the date of this answer.

    Im wanting to know if I used a debit card during my stay will I be charged with each transaction. If I used cash it means carrying $3000-4000 and keeping it in my room. And how does the magic bands work and will I get charged per transaction.

    Hello Sabrina,

    From one resident of Cornwall to another, welcome to planDisney!  It's so fun to have the honour of assisting a fellow Cornish maid.  

    I think that Scrooge McDuck might have had some Cornish heritage, as he too liked to look after the pennies, in the belief that the pounds would look after themselves!  With this in mind, I can of course totally relate to your important enquiry concerning UK Guest debit card transaction fees or charges at Walt Disney World Resort.

    It might be helpful to know that generally speaking, it's your bank or credit card provider who can make charges for any card transactions made outside of the United Kingdom.  With this in mind, Sabrina, my best suggestion would be for you to contact your bank directly to enquire about their current policy on using your debit card whilst on holiday in the United States of America.

    When using a debit or credit card abroad, my personal preference (in an effort to ensure the best currency exchange rate) would be to always opt to pay in local currency, and not in Pound Sterling (£).

    Sabrina, if you should opt to bring your spending money in cash, I'm happy to share that each Disney Resorts Collection hotel benefits from an in-room safe where you'll be able to securely stow your US Dollars ($), passport, and any other important documents or items.

    MagicBands can be truly indispensable during a stay in a Disney Resorts Collection hotel when a MagicBand is successfully linked to all the holiday entitlements within your My Disney Experience account.  Plus a valid debit or credit card may also be linked to your My Disney Experience account which will enable you to charge items via your MagicBand, back to your Disney hotel room folio.

    It's easy to link a debit or credit card via My Disney Experience during the online Direct-to-Room Service check-in process, or if you so wish, at Front Desk Services upon arrival at your Disney Resorts Collection hotel.  Sabrina, you may wish to read more about the current payment card policy at Walt Disney World Resort found within this handy link.

    Incidentally, international Guests may also gain access to Foreign Currency Exchange services at the Lobby Concierge desk, plus also you'll discover the convenience of ATM cash machines dotted all around Walt Disney World Resort property.  Although, it might be worth noting that fees may be incurred when using these services. 

    Sabrina, I hope that I've been able to offer a little pixie-dusted insight for you today.  If you did have any further questions, then please don't hesitate to pop back to me here at planDisney.  

    Cheers, and have a great Disney day ~ Jane 


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Meet the Panelist: Jane, United Kingdom

As the UK "Mum" on the planDisney Panel I'm able to assist those lucky Guests visiting Walt Disney World Resort from the United Kingdom who generally enjoy a whole 2 week magical stay. The planning and organising of resorts, Advance Dining Reservations and extra pixie dusted holiday fun for solo travellers, large or small family groups is my absolute pleasure! Learn More About Jane

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