Mickey and Minnie on deck in Christmas Sweaters
  • On Jul 9, 2025
    Jiwon from Seoul Asked Please note that experiences, policies, pricing and other offerings are subject to change and may have changed since the date of this answer.

    I'll take DisneyCruise in Orlando with husband . My parents, who won't be joining us, wish to pay using their own credit card. Is this allowed,or does payment have to be made with a passenger's card? Any document be needed if we use their card?

    Ahoy there, Jiwon! Thanks for sailing by planDisney.

    I noticed you will be visiting from Korea! Korea is on my bucket list of countries to visit, and I am so excited for your upcoming excellent adventure. A Disney cruise is magical anytime, but it sounds like it will be extra magical with your parents' help!

    If your parents are paying for the cruise, when you book the cruise, you will enter their credit card details in the payment section of the booking. But, since your parents aren't sailing with you, the best way to use their credit card onboard is to have them gift you Onboard Credit. The process is pretty straightforward:
    • Head to the Disney Cruise Line website and log in.
    • Look for "Onboard Gifts" under the "Already Booked" tab.
    • Enter your reservation details, and select "Onboard Credit."
    • Enter the desired credit amount, and you can enjoy your cruise with your parents' generosity!

    You can use the credit for spa visits, specialty restaurants, port adventures, or to grab a popcorn bucket on your way to the movies. It is simple and easy to use, and you can track your expenditures on the Navigator app or your stateroom TV. The great thing about using the Onboard Credit system is that any leftover amount will be credited back to your parents' card at the end of your cruise, and you also avoid foreign transaction fees if your parents' card is not issued by a US-based bank.

    Jiwon, if you have any other questions, please feel free to return to us. In the meantime, I wish you smooth sailing!

    Rayna
thumbnail image for Rayna

Meet the Panelist: Rayna, Florida

Hi y'all! I'm Rayna: wife, mom, anesthesiologist, and long-time Disney enthusiast. I've lived all over the country, but these days life has my family of seven in Florida. We're fantastically close to the most magical place on earth, and as Annual Passholders and Disney Vacation Club members we couldn't be happier about it. We've visited almost every Disney Vacation Club resort, so I'm thrilled to be here doing what I do best: Helping plan magical vacations. Learn More About Rayna

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