• On Jul 31, 2017
    Amy from MA Asked Note: This answer was provided prior to the change to planDisney and may still contain references to Disney Parks Moms Panel.

    Experiences, policies, pricing and other offerings are subject to change and may have changed since the date of this answer.

    My husband and I are taking our son on a Disney cruise soon and we only have a debit card, will this be a problem as we plan to pay for anything we purchase on the boat with cash. Also - is there an ATM on board the Dream?

    Welcome aboard, Amy! Your family is in for so much magic when you head out to sea with Disney Cruise Line! There truly is something for everyone onboard!

    No need to use a credit card or even cash onboard the ship, Amy! The ship is cashless, so all guests will be using their Key To The World Cards to make any additional purchases onboard. All charges made on the card will be put onto your stateroom account and will be settled with whatever credit card or cash you've set up for that stateroom account. When you begin your online check-in (75 days prior to sailing for first time guests), you'll have the option to select how you'll set up your onboard account. Choose the cash account instead of the credit card account.

    You'll sign the Cash Account Agreement which allows you to charge up to a certain amount onboard before needing to settle that with cash at Guest Services. For example on a three-night sailing, there is a $300 limit, so you can charge up to that amount on your account onboard (including Port Adventure costs) before you must settle with cash and then you can charge up to $300 again before settling. It's super easy! There is not an ATM onboard, so bring any cash you'll need while in Nassau.

    I have another suggestion for you, too. My family and I like to purchase Disney Gift Cards at home and use those as credits on our stateroom account onboard. It helps us budget. Plus, our grocery store offers fuel rewards on any gift cards we purchase there, so we save money on gas for our car by purchasing the Disney Gift Cards we need to use anyway. It's a win-win! We take the Gift Cards to Guest Services and they add those as credit onto our onboard account. That might be a great option for your family too!

    Have fun planning, Amy!
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Meet the Panelist: Marcy, Ohio

Welcome aboard! I'm the mom of two tween/teen Castaway Clubbers who would live on any of the Disney ships if they could. I would love to help your family discover the magic that awaits you on the open seas with Disney Cruise Line. Learn More About Marcy

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