Girls at Disney's Yacht Club
  • On Aug 31, 2022
    Mayu from JP-13 Asked Please note that experiences, policies, pricing and other offerings are subject to change and may have changed since the date of this answer.

    Hi,I have some room-only reservations of disney resorts(do split stay) and I'd like to pay the accommodation fee excluding deposit with a gift card.Can I do that if I go to the front desk when I arrive?When does they charge it to the credit card?


    Thank you for asking your question to planDisney!

    Yes, you absolutely can use gift cards to pay off your charges on your Disney Resort account. While Disney still requires you have a traditional credit card on file for your hotel room, you can have the value of the gift cards put on your account so that any charges you make back to your room come off that gift card credit before they would charge your credit card account.

    What I like to do, and what I think will help you with your money management planning, is this.

    Sometime after checking in to your hotel, visit the front desk and have the gift card credits applied to your Disney resort hotel account. This can go to pay for both your room charges, as well as when you charge food or other purchases to your MagicBand. With that balance of your gift cards already put onto your hotel account, they deduct those costs from your credit balance rather than bill the credit card you have on file for your room.

    BONUS TIP #1
    One very important note to be sure of. If you have several cards, I do not recommend that you put all their balances over to your resort hotel account at the start of the trip. Why? Well, Disney cannot refund any of those transfers to you, so if you put $100 of a gift card onto your resort balance and only spend $90 of that, you lose the $10 balance.

    When I go, I put down only that amount that I know I will spend, and every couple of days I will return to the front desk and use more cards as I get closer to spending that credit balance. Oh, and remember that you can always check your balance from your My Disney Experience App!

    BONUS TIP #2
    When you check in, ask what the account threshold amount is so that you know when they would charge your credit card. This will tell you when their system automatically charges your credit card on file for a specific amount. With this information you can get an idea of when you may want to go put more gift card money onto your hotel room account.

    Please feel free to write me back if you have any follow-up questions.

    Have a Magical Vacation!


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Meet the Panelist: Doug, Indiana

I am one of the Dads on the planDisney Panel, and I love to help parents plan their vacation, with a focus on showing them how it can be fun for them too. I am also here to help Dads plan some nice surprises for the Moms in their life (they deserve it!). Learn More About Doug

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