Hi there, Cristian! Thanks so much for stopping by planDisney with this great question.
Cristian, while there is not an official "payment plan" for a Walt Disney World Resort vacation, I do have a few options that may help stretch your payments over time.
My first tip would be to book a
vacation package, as opposed to buying your
hotel,
tickets, and
Memory Maker separately. You are able to reserve your package with as little as $200 down, and then you can make any payments that you would like up until the balance is due, 30-days before your arrival. Please note that the terms and conditions of the package payment structure are subject to change at any time.
The second thing that my family takes advantage of is the
Disney Visa Credit Card from Chase. When booking a vacation package, Disney Visa members are eligible to get 0% APR financing for 6 months, which can also allow you to pay for your vacation package over time, without collecting interest. We are also able to EARn
Disney Rewards with our card, which helps treat us to some magical extras.
Lastly, if you are trying to MINNIE-mize your budget, I recommend purchasing Disney Gift Cards throughout the year. I can sometimes find discounts or earn fuel points from our local supermarket with the purchase, and then save the gift cards to use in the theme parks for food and souvenirs or even use them to pay for our tickets and hotel!
I hope that this gave you a few ideas, Cristian. Please come back here if we can help answer any other questions as you prepare for your magical vacation.
See you real soon!
Sarah B.