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Mom and Daughter at Disney's Polynesian Village Resort Room
  • On Oct 15, 2014
    Cheryl Asked Note: This answer was provided prior to the change to planDisney and may still contain references to Disney Parks Moms Panel.

    Experiences, policies, pricing and other offerings are subject to change and may have changed since the date of this answer.

    Will Disney reserve a specified amount on a credit card at check in for incidentals or purchases made using the Magic Band. If so, how much will be held on the card?

    Hi Cheryl,

    Great question about charges to the rooms. I love only wearing my Magic Band in the parks and paying my bill at the end of my trip.

    Disney does not hold funds against your credit card. When you reach a certain limit on your room charges, Disney will then charge back to your credit card. The limit starts at $500 and the amount is noted at check-in. 

    If you want to apply a Disney Reward card or gift card to your account, simply head to the front desk prior to you reaching the limit and pay down the balance with that card. I do this regularly and have not had an issue.

    Wishing you a magical vacation!
    Beth
thumbnail image for Beth

Meet the Panelist: Beth, New York

My name is Beth C. and I love Disney. Since I can remember Disney has been a part of my life including my first movie in the theater – "The Aristocats." Learn More About Beth

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