Hello Diane!
Welcome to the Disney Parks Moms Panel. I am thrilled to hear you have added one of the amazing
Disney Dining Plans to your Walt Disney World vacation. I love the Disney Dining Plans and have saved money over paying out of pocket for meals each time I have used it. I hope you enjoy it as much as my family does.
Tips are generally not included at sit-down meals on the Disney Dining Plan, there are a few exceptions.
Dinner Shows and
Cinderella's Royal Table meals will have the gratuity included. I will often buy
Disney Gift Cards while I am grocery shopping and save them up to pay for the gratuities during sit-down meals while on the dining plan. I call it my 'vacation savings plan'. It really adds up when you buy one twice a month. You can pay gratuities with cash, credit card, Disney Gift Card or by charging to your Resort room account with your
MagicBand.
I hope this has helped answer your question. Please don't hesitate to stop in again anytime another question pops up. It's always fun to help out a fellow Guest.
Dream as Dreamers Do,
Jen