Dear Samantha,
Thank you so much for stopping by to say hello to us here at the Disney Parks Moms Panel with your great question about planning for your
Disney Dining Plan!
From your question, I wasn't quite sure but I am assuming that what you mean is that you have four guests in one room with the
Quick-Service Dining Plan. Then you have one adult in a different room on a different reservation and the regular
Disney Dining Plan. Is that correct? If all five guests are in one room, everyone must be on the same "level" of dining plan.
So under the assumption of the fifth person being in a separate room and separate reservation, that person can choose to use his or her meal credits as they please. If they would like to "pay for" five people at a Table-Service restaurant, they can do that with five Table-Service credits. However, the adult Disney Dining Plan is more expensive than the child Disney Dining Plan, so that might not be a good value for you since you have two children in your party.
Hope that helps with your magical planning!
- Jan K.