Mom And Daughter Resort Room
  • On Jan 31, 2012
    Patricia from CA Asked Note: This answer was provided prior to the change to planDisney and may still contain references to Disney Parks Moms Panel.

    Dear Mom panel, I have an unusual question: Our trip is tentatively planned for November, not booked yet, I'm hesitant to book it, because there is a slim risk of our union going on strike, would vacation insurance cover a strike as a cancellation reason?

    Hi Patricia,

    I'm a big fan of travel insurance. I've been on several vacations which were impacted by severe weather and found that having travel insurance was incredibly helpful in recouping our losses.

    I had to do some research on your specific situation. There are a large number travel insurance companies, you may be able to find different coverage from different agencies; however, in general, a strike by your union would likely not be covered. 

    The rule of thumb seems to be that coverage will be provided for a specific list of UNFORESEEN events. Typically this includes medical emergencies, weather-related emergencies, your job loss (in some situations), an airline or other transportation strike impacting your travel, among others.

    The policy holder could argue that you might be able to FORESEE a strike by your own union, thus coverage would not apply. 

    Again, you may be able to find some type of unique coverage, but it would likely be an atypical policy. I encourage you to do some research on your own. A good place to start would be tripinsurancestore.com or travelinsurancereview.com.

    Good luck! 
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Meet the Panelist: Erin, New York

I have three teenage daughters. We're DVC members obsessed with Disney travel. We've been to Walt Disney World countless times and have visited Disneyland & Disneyland Paris. We've taken several Adventures by Disney and Disney Cruise trips. Learn More About Erin

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