Hi Dawn! Don't get frustrated - planning can really be alot of fun! I'm a huge fan of the Disney Dining Plan for many reasons, but mostly for the ease, simplicity and options it offers, in addition to the value. The system in place works very well. They will separate the bills for individual dinners, apply dining credits for those on the plan and charge those who are not. If you have charging privileges on your Key to the World card, you can charge additional costs to that, such as alcoholic beverages and gratuities.
We always try new restaurants, both quick service and full service, and there is never a shortage of choices. Click
here for the Disney website that shows all the dining choices. Allears.net is another great resource that actually has up to date menus and prices for all Disney restaurants. This will help you determine if the dining plan is a value for you and your family.
Hope this helps Dawn! Write us back if we you have any other questions!
joanne