Kids at Riveria
  • On Feb 15, 2023
    Jerome from IL Asked Please note that experiences, policies, pricing and other offerings are subject to change and may have changed since the date of this answer.

    If I borrow from 2024 points to use in 2023 and then need to cancel do the points go back to 2024 or stay in 2023

    Welcome to planDisney, Jerome, and Welcome Home!

    I am always happy to discuss my favorite part of being a Disney Vacation Club Member, the flexibility! The ability to Bank and Borrow Vacation Points allow DVC Members to travel in a way that best fits their family. We borrowed Points one year for a longer vacation and banked Points in another year when we may not have traveled as much. Let's take a look at how banking and borrowing can help you maximize your DVC Membership. 

    Borrowing Vacation Points is a final transaction. So if you did have to cancel a reservation with Points borrowed from 2024, they would become Vacation Points for the 2023 Use Year with an expiration date at the end of that year. Borrowed Vacation Points cannot be banked or transferred. So my advice before you borrow would be to make sure you could complete your reservation or would have an opportunity to reschedule at some point in 2023 so you do not lose those precious points! Another option to consider would be purchasing one-time-use Vacation Points. You have the option to buy 24 additional Vacation Points each Use Year. This may help you still take your dream trip and avoid needing to borrow Points.

    Thank you for visiting planDisney. We are here, ready to answer all your Disney Vacation Club questions!

    Adventure is out there!
    Tiffany
thumbnail image for Tiffany

Meet the Panelist: Tiffany, Georgia

Welcome Home! I'm Tiffany, a Speech Pathologist, wife, and mom to two incredible kids. We are a family of voyagers who share a passion for travel, and Disney Vacation Club was where it all started. Our Membership has inspired us to cross an ocean and even host a family reunion at Walt Disney World Resort. I can't wait to help you plan your next Disney Vacation Club adventure! Learn More About Tiffany

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