Girl at Disneyworld
  • On Jan 7, 2024
    Sarah from OH Asked Please note that experiences, policies, pricing and other offerings are subject to change and may have changed since the date of this answer.

    How to I use the 0% apr on Disney vacations through my Disney Visa Credit card if I am also an annual pass holder?

    Hi Sarah,

    Thanks for bringing your question to us today. I'm slowly but surely racking up my Disney credentials. Annual Passholder? Check! Disney+ Subscriber? You know it. Disney Cruise Line Castaway Club Member and Disney Vacation Club Member? Oh boy, I sure am! But if you can believe it, I'm not currently a Disney Visa Cardholder. The perks like discounts, special financing offers and even unique photo opportunities definitely have me wondering why I've been waiting so long. I think I better get on that ASAP!

    As you know, eligible cardholders can take advantage of a 0% promo APR for 6 months on select Disney vacation packages. This includes not only vacation packages at Walt Disney World Resort and Disneyland Resort, but even certain Adventures by Disney packages and select Disney Cruise Line vacations. The stipulation here is that Disney Parks packages must include a resort reservation AND theme park tickets. The terms and conditions vary slightly for Walt Disney World Resort and Disneyland Resort, but the key is you'd need to purchase a room and tickets together to take advantage of the promo.

    As an Annual Passholder I often book room-only reservations so unfortunately, I also wouldn't be able to enjoy the special financing promo on my Florida visits. However, I love heading out to the West Coast as often as possible. If you're like me you would be able to enjoy the promo on eligible Disneyland Resort vacations that include a qualifying resort room and Park Hopper tickets booked at the same time. You can contact 1-866-844-9382 to book and apply this offer, if applicable.

    Though you won't be able to enjoy 0% APR on a resort room-only reservation at Walt Disney World Resort, you can enjoy other Special Offers, Deals & Discounts exclusively for Annual Passholders. There are currently two different offers available for discounted resort rooms for early 2024 visits as well as dates through July 7. Keep in mind when booking a room-only reservation payment for the first night is due at the time of booking with the remaining balance due at check-in. I know it's not the same as 0% financing, but the delayed payment can certainly come in handy.

    Sarah, I hope this helped! If we can offer any further guidance please come back and let us know.

    Magic and memories,
    Amy
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Meet the Panelist: Amy, North Carolina

Hi, I'm Amy- a proud wife, mom, and Disney adult. I'm a natural planner with a flair for the creative, always looking for ways to add a little magical sparkle to our family's day-to-day happenings and once-in-a lifetime moments. You'll find me and my crew visiting the parks from rope drop to close and packing in as much magic as possible to each day of our Walt Disney World Resort vacation. From dining to photo spots and all the details in between, you've got a friend in me! Learn More About Amy

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