Hi Crystal!
Happy 20th anniversary to you and your husband! I can't think of a better way to celebrate a milestone anniversary than at
Walt Disney World! That's so incredibly sweet of you that you want to make the anniversary special for your husband! He is one lucky guy!
You can book your
Walt Disney World Resort Hotel reservation 499 days in advance by calling (407) 939-1936. I did a little math and 499 days from the day you would like to visit is February 27, 2023. You can then add your Walt Disney World theme park tickets and/or package once the 2024 ticket prices are released (this usually occurs each June for the following year).
While Walt Disney World doesn't have a payment plan per se, you have a few options. Since your vacation is a little over two years away, the best way to save for the vacation, and essentially create your own payment plan, is by purchasing
Disney gift cards. I like to purchase Disney gift cards in small increments when I have a little extra money. Since you can often get them at a discount at big-box bulk discount retailers, I like to tack a few onto my grocery order.
An extra $20 a week isn't a lot of money, but over the course of the year, you can amass over $1,000 in gift cards! If you do this for two years, you can practically pay for the entire vacation! You can use
Disney gift cards to pay for your resort hotel, theme park tickets, dining, and merchandise.
Another option that you have is to make payments online after you book your
Walt Disney World package. Upon initially booking, you will need to pay a deposit. After your initial deposit, you can go online and make payments toward your total balance through
My Disney Experience. To do this, sign in to My Disney Experience, open My Plans, and then scroll down to My Plans, Reservations, and Tickets. You will then be able to see your remaining balance. A link to make a payment will appear next to your balance. Click the link and follow the prompts to complete your payment.
Since you are visiting for your anniversary, I have a few recommendations for you. Make sure to book an advanced dining reservation for your anniversary, which you can do 60-days in advance. I think that
Boma - Flavors of Africa at Disney's Animal Kingdom Lodge is an excellent choice. You can indicate that you are celebrating an anniversary when you make the reservation and you can even order a
cake to be delivered!
I hope you have a magical vacation!
Magically,
Stacy