• On May 29, 2017
    Maria Asked Note: This answer was provided prior to the change to planDisney and may still contain references to Disney Parks Moms Panel.

    Experiences, policies, pricing and other offerings are subject to change and may have changed since the date of this answer.

    I understand a credit card is used to secure purchases/charges against your magic band. But is it possible to settle your account with a debit card/cash before the charges are made against the credit card (trying to avoid exchange rates). Thank you!

    Hi Maria!

    Absolutely!  I love paying for my Walt Disney World vacations with Disney Gift Cards that I have saved up.  Even though I have to give a credit card to set up my room charging, I pay all my charges off before my credit card actually gets charged.  You can do this either night before your check-out date before the balance gets charged in the morning or before your account reaches the maximum spending limit which is $1500 at Value and Moderate Resorts or $2000 at Deluxe Resorts.  If you think you're reaching your limit and you're mid-vacation, stop at the front desk to pay down or pay off your balance before the charges go to your credit card.  

    Have a magical day!
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Meet the Panelist: Leslie, Florida

I am a stay-at-home mom and wife from Florida who loves to take advantage of every bit of what Walt Disney World has to offer.  From our wedding to birthdays, my family loves to celebrate any occasion at Disney World.  Learn More About Leslie

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