I understand a credit card is used to secure purchases/charges against your magic band. But is it possible to settle your account with a debit card/cash before the charges are made against the credit card (trying to avoid exchange rates). Thank you!

Question

Answer 1

Hi Maria!

Absolutely! I love paying for my Walt Disney World vacations with Disney Gift Cards that I have saved up. Even though I have to give a credit card to set up my room charging, I pay all my charges off before my credit card actually gets charged. You can do this either night before your check-out date before the balance gets charged in the morning or before your account reaches the maximum spending limit which is $1500 at Value and Moderate Resorts or $2000 at Deluxe Resorts. If you think you're reaching your limit and you're mid-vacation, stop at the front desk to pay down or pay off your balance before the charges go to your credit card.

Have a magical day!
Leslie

I understand a credit card is used to secure purchases/charges against your magic band. But is it possible to settle your account with a debit card/cash before the charges are made against the credit card (trying to avoid exchange rates). Thank you!

Meet the Panelist: Leslie, Florida

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I understand a credit card is used to secure purchases/charges against your magic band. But is it possible to settle your account with a debit card/cash before the charges are made against the credit card (trying to avoid exchange rates). Thank you!”

Meet the Panelist: Leslie, Florida

Related Links

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Share a message of thanks with the knowledgeable panelist who provided a personalized answer to your Disney vacation question.

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Didn't find what you were looking for? Click the Ask a Question button to open the Ask a Question dialogue box. If you are not logged in a dialogue box will appear to signin in order to ask a question.

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I understand a credit card is used to secure purchases/charges against your magic band. But is it possible to settle your account with a debit card/cash before the charges are made against the credit card (trying to avoid exchange rates). Thank you!