Dining on deck; outside; ocean view
  • On Nov 22, 2025
    John from CA Asked Please note that experiences, policies, pricing and other offerings are subject to change and may have changed since the date of this answer.

    Can you use two forms of payment to pay for the disney cruise.

    Ahoy there, John!

    Welcome aboard planDisney! I put on my finest Basil of Baker Street detective cap, followed the clues, and it certainly looks like you and your crew are gearing up to set sail on the Disney Magic this spring. As someone who holds the Magic close to his heart as his favorite ship, I have to say—you’ve chosen well. That ship has a way of packing charm into every nook and cranny, like it was sprinkled with a bit of Sorcerer Mickey’s stardust.

    Now, let’s talk payments—because nothing says “adventure is out there” quite like securing your reservation so you can book all those activities, Port Adventures, Royal Gatherings, and other magical extras. The great news is yes, you can absolutely use two forms of payment (or more) to pay for your cruise. Think of it as assembling your very own “payment team,” much like the way Woody gathers the toys when there’s a mission to complete.

    Personally, I’m always on the lookout for those Disney Gift Card deals at my go-to stores. It’s not unusual at all for my family to apply a stack of gift cards toward the balance and then use a credit card for whatever remains. It’s a budget-friendly strategy that feels a little like finding buried treasure before even stepping onboard.

    If your reservation was booked through a travel agent, your next step is as easy as saying “to infinity and beyond.” Reach out to them with the amounts and payment methods you’d like to use—they can take care of the rest for you.

    If you booked the cruise yourself, you can make payments directly through the Disney Cruise Line Navigator app. Once you’ve selected your reservation, look for the “Next Steps” section—your balance should be one of the first tiles you’ll see and will walk you right through the process. And if anything goes sideways, a friendly call to Disney Cruise Line can smooth things out faster than Maui saying “You’re welcome.”

    I hope this helps you feel confident and ready to button up your reservation so the fun planning can truly begin. Before long, you’ll be sailing away on the Magic, making memories as warm and bright as Rapunzel’s lanterns.

    Sea ya real soon as the tides turn toward thankful hearts and joyful journeys,
    Dustin
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Meet the Panelist: Dustin, Ohio

Ahoy! I’m Dustin, a husband, father of two, and active-duty service member living in Ohio. My crew and I just keep swimming toward our next Disney Cruise Line adventure! From a whole new world of ports to hakuna matata vibes on deck, we live for the magic at sea. Ready to see what’s beyond the reef? Allow me to be your guide as we sail toward your perfect Disney cruise adventure!
Learn More About Dustin

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