Hi Lisa,
Thank you so much for visiting the Disney Parks Moms Panel with your question.
Disney's Polynesian Village Resort is such a wonderful choice! The tropical theme is amazing, and the convenience to Magic Kingdom is fantastic.
If you are staying in a Deluxe Studio - Standard View, these are Disney Vacation Club accommodations. It is also sometimes possible to book these accommodations using traditional payment methods such as credit card or cash. I spoke with a representative at Disney Vacation Club this morning who confirmed for me that at Disney's Polynesian Village Resort, there is not an option for Club Level for the Disney Vacation Club accommodations. Club level
rooms at Disney's Polynesian Resort are booked through the resort hotel side of the resort, in which case your room would likely be called a Garden View - Club Level or Lagoon View - Club Level. Perhaps your room is booked in another category. If you are in fact in a Deluxe Studio Standard View, the locations of these rooms would be in Pago Pago or Tokelau. Pago Pago will put you closer to the Ticket and Transportation Center, while Tokelau is more centrally located in the resort.
For great information and suggestions on room location at Disney's Polynesian Village resort, I suggest that you visit the unofficial website tikimanpages.com. There is also extensive information on what the Club Level includes at Disney's Polynesian Village Resort, if you discover that you do in fact have accommodations with Club Level access.
I hope that this information is helpful for you, Lisa. Have a great time planning your vacation, and please do not hesitate to ask if you have any further questions.