Hi Candace,
Disney's All Star Movies is a great choice for hotel accommodations at Walt Disney World. The Cast Members always do everything in their power to accommodate guest requests. With that said, there is a very good chance that you will get a Toy Story or 101 Dalmatians room. By the way,101 Dalmatians are my favorite themed rooms, they are adorable!
If there is a chance that your vacation may be interrupted, especially due to a family emergency, I would definitely purchase the travel insurance. The cost to change flights can be very expensive. And the stress of having to leave a vacation early and arranging new travel will take a toll on you. So, why not purchase the insurance, just to be on the safe side?
If your trip is interrupted due to sickness, injury or death of an immediate family member, the Insurance company will reimburse you for unused , non-refundable travel arrangements, additional transportation expenses incurred to get back to origin point outside of the pre arranged travel dates. Note: It is reimbursement which means you will have to file a claim, they will not pay you up front, In a nutshell, that means you will have to have your back up plan and funds ready, in case an emergency comes up. <
Below is the PDF file link that describes the travel insurance coverage.
http://disneyworld.disney.go.com/media/wdw_nextgen/CoreCatalog/WaltDisneyWorld/en_us/PDF/Insurance%20Coverage%20-%20Walt%20Disney%20Vacation%20Package.pdf
I'm sending some special pixie dust your way, wishing that your vacation plans go smoothly.