Hiya Judith!
Welcome to planDisney! In a few years, you will be journeying into fantastical lands and meeting Mickey Mouse and all his friends. This is a big trip and planning ahead is super important. I'm glad that you are already thinking about the financial cost and breaking it down into bite-size pieces till you arrive.
Unfortunately, at this time, guests can only book packages that start no later than October 31, 2025. Dates for 2026 will probably be released next year while 2027 dates will most likely be released in 2026. Since you cannot make a booking yet for your planned future trip I suggest saving in other ways for this trip. Some people like to purchase
Disney Gift Cards over time and then use them to pay for the trip. Since you can only use one payment type when making purchases on the site and most gift cards can only be purchased with a maximum amount of $500, I suggest calling to make your purchase. You can slowly build up a pile of gift cards that you can put as a payment towards your trip when it is time to make your reservation. There is no payment plan for guests regarding packages but after you make a deposit you can take your time to make payments towards your package until the final payment is due. Right now, the final payment is due 30 days before you arrive. So, Judith, put aside money now, and when it's time to make your payments just set your own payment pace!
I definitely recommend you add a
dining plan to your reservation if you plan on enjoying a character meal or two. It's a good value and perfect for guests who like to eat. I know my family loves it!
I hope this helps and you have a wonderful time!
Happy Planning!
-Nimmy