Hi, there!
Welcome to planDisney, Carlos. I'm so glad you stopped by! We're always delighted to help Guests plan a visit to the Walt Disney World Resort.
You ask a great question! If you book a
Walt Disney World Vacation Package with a Disney Resort hotel stay, Theme Park Tickets, and any add-ons like Memory Maker, you need only pay a deposit with the remaining balance due 30-days ahead of time. Unfortunately, if you just purchase
Theme Park Tickets and
Memory Maker without the Disney Resort hotel stay, the full amount is due at the time of purchase. I can understand why making smaller payments towards the full amount would be ideal! I do have a solution that may work. As your budget allows, purchase Disney Gift Cards one at a time. Once you've collected enough Disney Gift Cards to cover the full amount for Theme Park Tickets and Memory Maker, you can use them to pay for your purchase!
I recommend purchasing your Disney Gift Cards at big box stores like Sam's Club or Costco. They're often discounted! I also like to purchase Disney Gift Cards at Target. When I buy them with my Target RedCard, I can save 5%. Every bit saved makes for Disney dollars to spend in the theme parks!
With each Disney Gift Card you purchase, be sure to to visit the
Disney Gift Card website and add them to your account. This helps me manage them and gives me peace of mind that I have the information backed up!
I hope this was helpful, Carlos. Please let us know if you have any other questions about the Walt Disney World Resort! We'd love to help you plan a magical visit.
Ashley