Hi there, Mara!
The Disney Dream Dollars you accrue on your Chase Visa card can be redeemed in advance and used like cash at Walt Disney World Resort. And yes, they most certainly can be used to pay for Resort rooms and Magic Your Way tickets! A list of your options may be found here:
http://www.disneyrewards.com/rewards/classic/redeeming
You'll just need to present the card at the time of payment, or, if in advance, you'll need to have all of the relevant codes on the back of the card.
Please allow a few weeks for processing.
For 22,000 Disney Movie Reward Points, you can cash in on a three-night stay at
Disney's Art of Animation Resort! This does not include Magic Your Way tickets or meals, but accommodations only.
Visit the Disney Movie Rewards promotional page for more information:
http://www.disneymovierewards.go.com/rewards/daar-6473
Have a wonderful trip!
See you later, celebrator,
-Deborah B.