• On May 11, 2020
    Friend from OH Asked Note: This answer was provided prior to the change to planDisney and may still contain references to Disney Parks Moms Panel.

    Experiences, policies, pricing and other offerings are subject to change and may have changed since the date of this answer.

    I will be on a reservation in my families name. Can I use my own credit card to be tied to my Magic Band?

    Hi Friend,

    Welcome to the Disney Parks Moms Panel! I'm excited to hear you're planning a visit to the Most Magical Place on Earth with your family! I have visited the Walt Disney World Resort with extended family or a group of friends several times. Fortunately, Walt Disney World Resort Hotels have a variety of room configurations which makes it easy to share accommodations. 

    The good news for you is that you should be able to link your personal credit card to your Magic Band even if you aren't the lead guest on the reservation. I have taken several Girlfriends Trips with a group of my fellow Moms Panelists. We each like the freedom of being able to use our Magic Bands to charge purchases to our personal credit cards. You will need to call or stop by the Front Desk of your Resort Hotel to ask them to link the credit card to the appropriate Magic Band. 

    I also highly recommend that you check the charges midway through your vacation. We typically stop by the Lobby Concierge and ask for a printout of the charges to our room. We each check to make sure our purchases have been charged to the correct person. You can see the room spending on My Disney Experience but I'm a little old school and like looking at a printout. At a minimum, I suggest you and your family take some time to verify the charges are correct the night before your departure. The final balance is typically charged in the wee hours of the morning, long before you wake up. It is much easier to correct any mistakes before the final balances are charged.

    Friend, thank you for visiting us with your question. I hope you will let us know if we can help you with any other planning questions before your visit.
    Wishing you a magical vacation,
    Amy H. 
thumbnail image for Amy

Meet the Panelist: Amy, North Carolina

Hey, Howdy, Hey! I'm Amy H. and I have been a fan of Walt Disney World since my first visit during the Magic Kingdom Park's opening year. I'm married to my favorite person in the world and since our son and daughter are in college, we have been enjoying more spur of the moment trips to the Most Magical Place on Earth. No matter the ages or size of your traveling party, I'd love to help plan you plan a magical vacation! Learn More About Amy

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