Hi Deborah! Staying on the
Club Level at one of the many Deluxe Walt Disney World resorts is a real treat for your vacation. If you like a bit more pampering and the ability to relax and eat in quiet lounges then this is the way to go.
Of the three resorts you mentioned my favorite is the
Yacht Club Resort. It does share the magnificent large Stormalong Bay pool with the Beach Club as you mentioned but this is not the only reason it is my choice. They have a new Concierges lounge which offers you wonderful seating and ambience. It is far less noisy then the Beach Club as this resort is often where business groups stay while holding conferences at the convention center.
They are also refurbishing and redecorating the resort rooms with the Concierge Club Level rooms having been first. The new rooms are completely different from what they were and the direction they took was to make it appear like a large cruise cabin on a ship. They have removed all the carpeting and now you will find beautiful wood floors. I found the rooms stunning!
My second choice for a Club Level room would be the Boardwalk Resort. They have quite a faithful following of guests who choose this resort year after year. It tends to be a quieter and very intimate floor. All three resorts and their Club Levels will offer the same amenities as far as the lounges go and the concierges.
Prices for all resorts has risen and you will of course see this the most in the Club Level costs. If you plan on using the lounges for a great deal of your food during your stay you can see how it is worth it. But if you will not use the lounges much at all then you might consider just booking a regular room in one of the resorts to save that money to use for dining at other locations.