Hi Amanda,
Hello from North Carolina, too! Disney's Yacht Club is one of my favorite resorts so I have dined at the fantastic
Cape May Cafe several times. Just looking at the web page makes my mouth water!
"Seafood-and-More Dinner Buffet
This seafood-and-more buffet offers a mouth-watering array of clams, mussels, crab legs, shrimp, ribs, chicken and more. Round out your meal with such hearty sides as mashed potatoes, chard and bacon, and corn on the cob. Be sure to save room for the delicious assortment of seaside sweets, including the decadent Oreo Bon Bon!"
Also on that page is an added note:
"Please note: Disney Characters join Guests for breakfast only."
If you have your heart set on dining with the characters you will need to make a breakfast reservation.
Thanks for stopping by the Disney Parks Moms Panel with your question. Be sure to let us know if we can help you with any other questions!
Wishing you a magical vacation,
Amy H