Hi there Jenny,
Welcome to planDisney and thank you for your question! I'm happy to hear that you're considering purchasing a
Magic Key Pass! They're such a great way to fit in more trips to the Happiest Place on Earth all year long.
It sounds like you're planning to purchase your Magic Key with a Disney Visa Card, which is great! As a Disney Visa Cardholder, you do have access to special vacation financing.
According to the
Vacation Financing page, cardholders get special vacation financing on select Disney Resort packages, all Adventures by Disney® packages, National Geographic Expeditions, all AULANI, A Disney Resort & Spa, Ko Olina, Hawai‘i vacation packages, and all Disney Cruise Line packages (collectively, Disney Vacation Packages).
While Magic Keys are not included in the special vacation financing, since you are a California resident, you'll have the option to select a monthly payment plan. There's no interest on this monthly payment plan and if you pay each month with your Disney Visa Card then you'll get points for reward dollars (hat tip to my planDisney pal Amanda for this pro tip!).
Magic Keys are in high demand and tend to sell out quickly, so make sure you're ready to purchase yours as soon as they're available! They'll go back on sale Wednesday, November 6, 2024. The online queue opens no earlier than 8:45 AM Pacific Time, and sales begin no earlier than 9:00 AM Pacific Time.
Make sure to look over the
buying guide in the meantime - it has some really helpful tips on purchasing your Magic Key.
Thanks again for your question, Jenny! Good luck in purchasing your Magic Key and feel free to come back and see us here at planDisney with any other follow-ups that you think of. We'd love to help!
Have a Magical Day,
Greg