Howdy Julie! What a great question!
Disney's Polynesian Resort is beautiful! Unfortunately, you will not find a toaster in any of the hotel rooms. However, you will have access to a toaster if you are in the Club Level rooms.
The Club Level rooms do have a higher price per night but they are well worth the extra money. You will enjoy the following amenities when on the Club Level of the Polynesian: evening turndown service, secured key access to the club-level lounge, serving refreshments 7:00 a.m. to 10:00 p.m. daily (this is where you will find the toaster), complimentary fax assistance, pre-arrival Walt Disney World Resort itinerary planning, complimentary health club access, access to Concierge service at the King Kamehameha Club, personalized Front Desk and Guest Services and complimentary newspapers in Club Level lounge.
While we don't stay Club Level often, when we do, it is always a treat. I LOVE the pre-arrival itinerary planning. You give them a list of wishes regarding your activities and dining and the fabulous Cast Members do the planning for you. It's wonderful!
Thanks for your question and please let me know if you need any further information. Have a magical day!