Kids at Riviera; holding hands; brother and sister; mickey balloons; mickey ears
  • On Nov 9, 2025
    Melinda from IL Asked Please note that experiences, policies, pricing and other offerings are subject to change and may have changed since the date of this answer.

    I have points in 2025 use year. I am making a reservation in 2026. Can I use my 2025 points first so I can borrow from 2026?

    Hiya, Melinda!

    Welcome Home! And, a great big beautiful welcome to planDisney.  How exciting that you are planning your next Disney Vacation Club stay. As a Member for the last 22 years, I love helping fellow neighbors with their Disney Vacation Club questions.  After all, it's the most magical neighborhood on earth!

    Melinda, when you book your next stay, typically, the system will use your current Use Year Vacation Points before borrowing from the next Use Year.  So you should be all set with that. If you have concerns about booking to make sure your current Use Year Vacation Points are used first, you can call Member Services to help you make the booking.

    The one thing to note, though, is your Use Year. If you have 2025 Vacation Points that you are using, if you have passed their banking deadline, they have to be used (meaning travel completed) by the end of that Use Year. For example, if you have a January Use Year, your next Use Year begins on the 1st of the month.  If you haven't banked your 2025 Vacation Points, those Vacation Points have to be used by (travel completed) December 31, 2025.  So, that is the one thing to pay attention to when trying to use your 2025 Vacation Points first.  If, for example, you have an October Use Year, then you have until September 30th to use your 2025 Vacation Points (or they have to be banked by May 31st.)  But if you are still in your 2025 Use Year, you can use those first before borrowing your 2026 Vacation Points.

    I hope this helps you, Melinda! If you have any further Disney Vacation Club questions, stop back here to see me and I'll be so happy to help you.

    Magically Yours,
    Keri
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Meet the Panelist: Keri, Massachusetts

Hi there, I'm Keri from Massachusetts, a wife and mom to preteen twins and a teen. Since my first magical visit to Walt Disney World at age three, I've loved all things Disney. My husband found his passion for pixie dust on our honeymoon and his first visit to a Disney park. Soon after, we joined Disney Vacation Club, which has afforded us unforgettable family vacations for the last 22 years. Disney Vacation Club has helped us create our most magical vacation memories. I can't wait to help you plan yours. Learn More About Keri

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