Mom and Child in pool; Tinker Bell costume, pool
  • On Jul 17, 2025
    Romano from NY Asked Please note that experiences, policies, pricing and other offerings are subject to change and may have changed since the date of this answer.

    If we use points, how many days to we have to cancel and return without holding bank

    Hi Romano,

    Welcome home! And welcome to planDisney!

    Thank you for visiting us with your question today. We are so happy you stopped by! As a fellow Disney Vacation Club Member, I love helping others make the most of their membership. My family and I have been enjoying our membership for several years now. We just wish we had joined sooner!

    One of my favourite things about DVC Membership is just how flexible it is. Romano, you can cancel or modify a Disney Vacation Club reservation to use fewer Vacation Points at any time, as long as it’s at least 31 days before your check-in date, and there’s no penalty. Your Vacation Points will return to where they came from. Just keep in mind that banked or borrowed points will remain in the use year they were moved into when the reservation was made.

    But unfortunately, sometimes, life happens! If something unexpected happens within 30 days of arrival and you need to cancel or modify your reservation, which reduces the points used, the refunded points will move into a holding account. These can still be used until the end of that use year, but they can only be used for reservations 60 days or less before the new check-in date. Please keep in mind that Vacation Points in a holding account cannot be banked or borrowed. If a cancellation happens on the day of check-in, those Vacation Points will be forfeited. 

    I hope this helps you to plan how to best use your Vacation Points, Romano! If you have any further questions about your membership or vacation planning, please reach out to me. I'd love to help!

    See ya real soon!
    Matt
thumbnail image for Matt

Meet the Panelist: Matt, United Kingdom

Hi there! I’m Matt, a husband, dad to two adventure-loving boys, a HR professional, and a proud Disney adult from the UK. My Disney journey began with my first visit to Disneyland Paris as a child, and since then, I've had the joy of visiting every Disney theme park destination around the world. When we're not on a Disney vacation, we're busy planning the next one! I can’t wait to share my tips and experiences to help you create your own unforgettable Disney memories. Learn More About Matt

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