• On Jul 1, 2022
    Ricardo from FL Asked Please note that experiences, policies, pricing and other offerings are subject to change and may have changed since the date of this answer.

    payments plan for a cruise

    Ahoy there, Ricardo! Welcome aboard planDisney! I'm so excited that you are looking to take your crew of on an exciting adventure on the high seas this year!

    One of the best things about a Disney Cruise Line vacation is the flexibility when it comes to making payments - it makes budgeting for your vacation as easy as selling ice in the tropics! Once you find an itinerary that works for you, you can definitely make a reservation by putting down a deposit - usually around 20 percent of the total cruise cost - and as long as you pay off the balance before your final payment date, you can pay however it makes sense for your budget!

    My family likes to split the payments into equal parts, counting back from the "paid-in-full" date and dividing the balance by the number of months, but you can make payments at any time by logging into your account and visiting the "My Reservations" section of the website.

    It's really as easy as that! Since you can reserve your cruise with just a deposit and make payments as you please - as long as you pay the balance before your "final payment due date." If you're making your reservation now, after selecting your cruise you should see the option for "Amount Due Today" to charge to your credit card, along with a "remaining balance" and a due date listed as well!

    Now I noticed you are looking at sailing this September, which means there are just over two months until your sail date! For sailings through December 31, 2022, final payment is temporarily extended until 60 days prior to sailing for Guests booked in unrestricted stateroom categories, so even if you were to book today, it's likely you'd have to make your final payment relatively soon. This is one reason why step one in my plan is usually to book as far ahead as possible! 

    I hope that helps clear up the cloudy water you found yourself in, Ricardo! Thanks again for your question, and if any others surface while you continue planning, please drop me another line at planDisney! 

    SEA ya real soon! 

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Meet the Panelist: Andrew, Missouri

Anchors aweigh! I’m Andrew - but you can call me PLANdrew! I’m a Disney husband and dad who’s been sailing with Disney Cruise Line since I was 15 years old. My family and I have embarked on incredible itineraries around the world, making magical memories on each exciting adventure. So, if “the line where the sky meets the sea calls you," I’m here to be your guide! As Maui would say, “You’re Welcome!” Learn More About Andrew

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