Hello Cynthia, and welcome to planDisney!
If you are inquiring about a payment plan for a
Magic Key Pass, those are currently only available to California residents. All other Magic Key pass holders will need to pay in full at the time of securing their Magic Key Pass.
Good news though Cynthia, there is a payment plan option if you are booking a
Disneyland Resort Hotel Vacation Package or a
Good Neighbor Hotel Vacation Package, and both combine your theme park tickets with your hotel accommodations. Both packages do require an initial down payment, but then you can make additional payments as you wish so long as you complete your final payment 30 days before your arrival date. There are a variety of options that vary in price, so hopefully you are able to find one that fits your family as well as your budget!
A great way to help budget for an upcoming trip is that you are able to
bring in your own food, snacks, and non-alcoholic beverages to the parks during your visit. As long as they are not in glass containers and do not require heating, processing or refrigeration or have very pungent odors they are permitted. We have found that even bringing a quick breakfast for our walk to the parks, or a few snacks to tide us over in between meals truly does save money to be used for souvenirs, Disney treats, and other special activities you'll want to experience!
I hope this information was helpful for you Cynthia, and please do not hesitate to bring any other questions back here to planDisney!
Have a magical day!
Melissa