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  • On May 30, 2025
    Sheila from CA Asked Please note that experiences, policies, pricing and other offerings are subject to change and may have changed since the date of this answer.

    Is payment in full required at the time of booking for cruises?

    Ahoy there, Sheila, and welcome to planDisney. It looks like you’re considering an adventure at sea, and I personally couldn’t think of a better way to spend my vacation time.

    When you book your Disney Cruise Line vacation, you don't have to pay in full right away; you’ll just need to place a deposit to secure your stateroom. Think of it as your first official step toward magic on the high seas! Your final payment is typically due either 90 or 120 days before your sail date, depending on the length of your cruise and stateroom category.

    Even though no official payment plans are offered, I like to budget for cruising with Disney by taking advantage of the special 0% financing for six months that’s currently offered. That way, I can space out my payments according to my budget.

    In addition to keeping an eye on the cute Disney emoticon countdown you’ll find on the front page of your Disney Cruise Line Navigator app once booked, I also create a countdown in my calendar for my payment deadline. As soon as I’m paid in full, I sometimes treat myself by booking a special onboard extra like a spa treatment or Port Adventure.

    For further clarification, you can call a helpful Disney Cruise Line Cast Member or visit us again at planDisney with additional questions. You know we’ll always be here to help your cruising dreams come true!

    Embrace the magic,
    Sami
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Meet the Panelist: Sami, Tennessee

Hey Howdy Hey! I'm Sami - an author, TV Host, & new empty-nester living in Nashville with two teenagers in college. We enjoy sports, live music, and making magical memories aboard Disney Cruise Line & in Disney Parks worldwide. I raised my kids just around the riverbend from the Walt Disney World Resort and celebrated every milestone with their Disney friends. With so many incredible itineraries and delicious dishes on board, I love helping my extended ohana discover a whole new world at sea! Learn More About Sami

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