Disney Wish Aerial Photo
  • On May 16, 2025
    Debra from CA Asked Please note that experiences, policies, pricing and other offerings are subject to change and may have changed since the date of this answer.

    Can we pay for our Disney cruise using Disney gift cards

    Ahoy there, Debra!

    Welcome aboard planDisney! I’m so glad you sailed by with this question—because talking about ways to fund a Disney vacation with Disney Gift Cards is practically a treasure map to magic!

    It sounds like you and I may be kindred spirits—I’m always on the lookout for those discounted Disney Gift Cards. Whether it’s a deal at a big-box store, a warehouse club, or a rewards credit card perk, finding those little savings can really add up. And when you’re using them to pay for your Disney cruise? That’s like finding Dole Whip at the end of the rainbow.

    Now here’s the supercalifragilisticexpialidocious news: Yes! You can absolutely use gift cards to pay for your Disney Cruise Line vacation. They are accepted for your cruise fare, onboard charges, Port Adventures, gratuities, and more. If Mickey accepts it, so does your gift card!

    There are a couple of things to keep in mind when navigating these financial waters. First, each gift card has a maximum balance of $1,000, which means you might need to use more than one—especially if your cruise fare includes multiple Guests or a longer itinerary. But no worries! You can head over to Disney Gift Card to combine smaller cards into larger balances (up to $1,000 per card). It’s like turning a handful of pixie dust into one big magical moment.

    Second, if you booked your cruise through a travel agent, you’ll want to coordinate with them when applying your gift cards to your reservation. If you booked directly with Disney Cruise Line, you can simply call and apply your cards right over the phone or make a payment using the Disney Cruise Line Navigator app.

    Here’s another tip that makes a splash: You can also use Disney Gift Cards to preload your onboard account before you even set sail! Head over to the Onboard Gifts section on the Disney Cruise Line website, select “Onboard Credit,” and add the gift card to your reservation. It’s like sending a little bit of magic ahead of you—and you’ll save yourself a stop at Guest Services on embarkation day. I always do this to prepay for specialty drinks, souvenirs, or even that must-do Palo brunch.

    I hope this helps you feel more prepared to set sail—and that your gift cards help make your vacation feel like a well-earned wish come true!

    Sea ya real soon as May brings sunshine, magical ports, and maybe a Mickey bar or two,
    Dustin
thumbnail image for Dustin

Meet the Panelist: Dustin, Florida

Ahoy, me hearties! I’m Dustin—a husband, father of two, and active-duty service member living in sunny Florida. My crew and I “just keep swimming” toward our next Disney Cruise Line adventure! From “a whole new world” of ports to “hakuna matata” vibes on deck, we live for the magic at sea. Ready to see what’s “beyond the reef”? Allow me to be your guide as we sail toward your perfect Disney Cruise adventure! Learn More About Dustin

Didn't find what you were looking for? Click the Ask a Question button to open the Ask a Question dialogue box. If you are not logged in a dialogue box will appear to signin in order to ask a question.

To submit your question, please log in now if you have not already done so.

Ask a QuestionOpens the Ask a Question dialog box.
x

Update Browser

For a better experience browsing this website, please download an updated version of Internet Explorer.


Or you can continue browsing without updating.