Girl at Disneyworld
  • On Jan 21, 2024
    Christina from ON Asked Please note that experiences, policies, pricing and other offerings are subject to change and may have changed since the date of this answer.

    Can you over-pay on your Disney Experience account so there is a credit for additional incurred expenses at the parks (when linked to your Magic Bands)?

    Hi there, Christina! 

    Thank you for stopping by planDisney with your question. As the daughter of a banker, I truly appreciate your budget-minded inquiry.

    After a bit of research, I have discovered that the best available option for beginning your vacation with a surplus of funds (and magic) involves Disney Gift Cards. These cards can be used to make a payment towards your remaining balance online, or you could stop by the front desk of your Disney Resort hotel and ask to have it applied to your resort account upon arrival. It is important to note that you will still be required to have a traditional credit card on file, but you can have gift cards applied to your account and request that they take priority over the credit card for any purchases made with your Disney Band to be charged to your Disney Resort hotel folio.

    Because your Resort hotel is unable to refund any amount of an unused gift card balance, I suggest only applying a conservative amount to your account initially and then stopping by the front desk periodically on your way to or from the theme parks to apply more. The My Disney Experience mobile app conveniently allows you to keep track of your charges and can help you determine how much to apply each day. As you monitor these charges, keep in mind that your final payment for the balance due will be processed upon checkout unless your stay is longer than five days, in which case the balance will be charged every 5th day. 

    I hope this was helpful, Christina! If you're anything like me, by the conclusion of your vacation to The Most Magical Place on Earth, your gift cards will likely be empty but your heart will be full, so please let me know if you have any additional questions about your upcoming vacation!

    Cheers to 2024,

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Meet the Panelist: Lizzie, Georgia

Hi y'all! I'm Lizzie, a happily married teacher, coach, and proud dog mom of three from Georgia. While I loved the magic of Disney as a child, it wasn't until my twenties that pixie dust became a defining characteristic of my personality (and my wardrobe). I can't wait to answer your Walt Disney World Resort vacation questions so that you can embrace your inner 'hakuna matata' as you stroll through The Most Magical Place on Earth with your favorite Mickey-shaped snack in hand.  Learn More About Lizzie

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