Hi Heather! Thanks for sharing your questions with the Disney Parks Moms Panel!
Memory Maker - A Disney PhotoPass Product is a must have for all of our Walt Disney World Resort vacations! Memory Maker is the perfect way to capture and save your magical memories!
While there isn't an official list of Characters available that do not have a PhotoPass Photographer, I can tell you of the literally thousands of photos we have taken with Disney Characters, only a handful didn't have PhotoPass Photographers available. However, there was always a Cast Member available to take our picture using our personal phone or camera.
If you plan to dine with Characters, select restaurants include photos with a Character before your meal with a PhotoPass Photographer. However, as you dine and are visited by Characters throughout your meal at your table, there isn't a PhotoPass Photographer.
I truly cannot express in words how magical Memory Maker is. We created digital photo books of many of our Walt Disney World Resort vacations. The most treasured of those books are the ones from our kiddos' first trips to Walt Disney World Resort. Years later, the photo books are beginning to fall apart because our family has looked through them so much. Photos from Disney PhotoPass Photographers make up the majority of those books. Treasured and magical memories!
Plus - there's more! I squealed with delight when I first saw my slow-motion video from Seven Dwarfs Mine Train. There are also attraction photos taken on several attractions. Splash Mountain has been featured on many of our family photo calendars and Christmas cards. The faces of my kiddos are priceless!
There are so many amazing moments you will capture with Memory Maker. It's the perfect way to take the magic home with you and share memories for years to come.
Kari