Hiya Barbara,
Welcome to planDisney! I love that you are already thinking about planning a trip a year or two from now. In my opinion, it is never too early to start planning some magic.
I believe what you are referring to is the Disney Vacation Savings Account, which allowed you to budget for your trip by saving a little at a time. Unfortunately, Walt Disney World Resort no longer offers this service to Guests. The closest thing would be a
Walt Disney World Vacation Package which allows you to make payments towards your resort hotel and Theme Park tickets (final payment is due 30 days before your visit). Currently, Vacation Packages for 2024 have yet to be released, so this would prevent you from making payments toward a 2024 vacation.
One thing you may want to consider is saving using
Disney Gift Cards. I know this sounds strange, but trust me, I almost exclusively plan my trips this way. Disney Gift Cards can be purchased in denominations as small as $25 up to $500 and can be used to purchase Theme Park tickets, resort hotel stays, dining, merchandise, and more. Sometimes putting aside money in your bank account is not the most effective place because you can accidentally allocate it to something else. With a Disney Gift Card, you can only use it towards your vacation, making it specifically designated for your trip. I like to go on the Walt Disney World website and start getting an idea of how much I would spend for my resort hotel, any
Enchanting Extras I’m interested in, and even dining. While prices are subject to change, I can start to get a sense of my budget based on my wish list. From there, I purchase Disney Gift Cards a little over time until I have enough for my budget or it is time to start making reservations. Then I combine my balances onto one or two cards (you can only have $1000 per card), and then I use those cards for my vacation. Any extra I overbudgeted for can then be used towards merchandise and anything else I decided on last minute. It really is a great way to save and have the vacation of my dreams.
I hope this was helpful, Barbara. I know it's not the Disney Vacation Savings Account, but I hope this was helpful. Please come back and see us if you need anything!
Happy Planning,
Ashley F.