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on board dining; couple; live music
  • On Oct 22, 2025
    Kimberly from IN Asked Please note that experiences, policies, pricing and other offerings are subject to change and may have changed since the date of this answer.

    For onboard credit/gift cards, does the purchase come off the gift card of the cabinmate who made the purchase?

    Welcome to planDisney, Kimberly! I also like to purchase onboard credit prior to my cruise to add to my stateroom account. You can purchase onboard credit with a Disney Gift Card (my favorite!) or a major credit card up to 3 days prior to your sailing.

    Each adult stateroom Guest will have their own stateroom account unless you agree to take care of their charges. If you purchase onboard credit, only you will have access to it. Charges can be made with your Key to the World card or DisneyBand+. You can view all of your charges in the Disney Cruise Line Navigator app and on the television in your stateroom. The credit will also be reflected in your onboard folio.

    When you complete Online Check-In, you will be required to add a major credit card or select cash as your onboard folio payment method, even if you plan to purchase onboard credit for all your expenses. 

    I hope this helps you plan your upcoming Disney Cruise Line vacation. If you have any other questions, sail back to planDisney, Kimberly.

    Adventure is out there!
    JoVonn
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Meet the Panelist: JoVonn, Georgia

Hi there! I am JoVonn from the Peach State of Georgia, and I love sailing the high seas aboard Disney Cruise Line.  Over the last ten years, I have enjoyed being a voyager along with my son and sister, making memories and having adventures.  I look forward to helping you plan your next vacation.   Learn More About JoVonn

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Panelists have received/will receive a Walt Disney World® Resort, Disneyland® Resort or Disney Cruise Line® vacation for panelist and up to three family members and/or park tickets for their planDisney participation. The views expressed on plandisneypanel.com are those of the panelists, who are independent contractors. These views are not intended to reflect the opinions of Disney Destinations, its affiliates, its management, its agents or its employees and have not been reviewed or approved by Disney Destinations prior to posting.

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