Hi Katrina,
Thanks for bringing your important question to planDisney! There’s absolutely nothing like a
Disney Cruise Line vacation, but I understand the need to plan for this special experience in advance or manage the payments. I’m happy to share some options with you to hopefully make this incredible trip possible for your family.
While there is no formal payment plan through Disney, you only owe the required deposit to book your cruise and then can apply payments on your own schedule until the paid in full date
per the terms and conditions. You may apply payment anytime by logging into your Disney Cruise Line reservation or the
Disney Cruise Line Navigator app.
Please see this question I answered recently regarding deposits. My family typically books our cruise vacations when the new itineraries are released, about 18 months before sailing, which helps me plan and make payments over a longer period of time. Look for new announcements on the
Disney Parks Blog to see when these itineraries become available. There are also some great
Special Offers available now to help make your dream cruise a reality, Katrina.
Please sail back with more questions as you put together a practically perfect cruise for your family.
Happy planning,
Amy