Hi Kelly,
Your question is not odd! We on the Disney Parks Moms Panel are here to help you plan your magical vacation, and we are happy to help!
My family and I just stayed at the
Cabins at Disney's Fort Wilderness Resort this past spring. I absolutely love the convenience of having our own full kitchen, a place right next to our cabin to park our car, and a charcoal grill just for us. Also the ability to sleep up to six adults in one accommodation is wonderful.
There is not a curtain or fabric around the Murphy bed in the living area of the cabins. There is a door on the bedroom, so by closing that, it makes for two separate and private sleeping spaces: four people in the bedroom, and two people in the living area.
I hope that these thoughts are helpful for you, Kelly. Have a great time planning your vacation, and please do not hesitate to ask if you have any further questions!