Welcome to planDisney, Katrina! I'm so glad to be able to answer your question today.
It's such a good idea to plan ahead and take advantage of the perks available with your
Disney Visa. According to the current terms, the 6-month special financing typically applies to vacation packages, not standalone items. In practice, that means you'd need to book a bundle of theme park tickets and a stay at a
Disney Resort Hotel together in one purchase for it to qualify. If you're just buying park tickets by themselves, those usually don't trigger the special financing offer.
That said, offers can and do change from time to time, and there are a couple of Disney Visa variants out there, so the best way to know what counts for your account right now is to
call Disney Visa Support via the number on the back of your card. A representative can confirm exactly which purchases qualify for the special financing window on your specific card and whether there are any current promotions that might cover tickets in a different way.
If you're open to it, one strategy is to book your resort and tickets as a package directly through Disney, which both unlocks the special financing when eligible and keeps your vacation on a single confirmation. If a package isn't in the cards and you plan to purchase tickets only, ask Disney Visa support whether there are any alternative promos or statement credit offers that could extend to cover your purchase.
I hope this answers your question, Katrina, and please let us know if there's anything else we can do to help you plan your magical vacation!
Jessica