• On Sep 12, 2017
    Karen from NH Asked Note: This answer was provided prior to the change to planDisney and may still contain references to Disney Parks Moms Panel.

    Experiences, policies, pricing and other offerings are subject to change and may have changed since the date of this answer.

    Do I need a credit card for check in or can I use a debit card?

    Greetings, Karen, and welcome back to the Disney Parks Moms Panel! I think you have a great questions! I’ve checked into many Walt Disney World Resort Hotels solo, with family and friends, so I’ve seen the gamut of check-in options!

    My best friend actually doesn’t have a credit card. She’s on a cash-only budget plan with her family that works really well for her spending, so when we vacation together, she can easily use  a debit card to check in to the Resort. She will then often visit the Front Desk each night or late afternoon and pay down her balance on her folio using her Disney Gift Cards that she has purchased and saved for her vacation (it’s her favorite way to budget!). When you use a debit card to check in, your folio will not charge each night unless you reach a $1500 spending amount. At that time, your card will charge. If you are using a major credit card, it will charge upon checkout.

    Did you know you can check you spending and folio charges in the mobile My Disney Experience account now? Simply log in via your mobile device and you’ll see an option to review charges after clicking on your Disney avatar character. It’s a GREAT way to see where you are at any moment before you choose to snack on another Dole Whip or Orange Bird Swirl. Please let me know if I can help you navigate your check in to your resort, and have a magical vacation! ~ Lindsey P.
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Meet the Panelist: Lindsey, Georgia

Hey, y'all! I'm Lindsey, a social media-savvy gal that wears her #Disneyside on her sleeve (along with her trading pin collection!). I'm proud to say that my husband and our two Mouseketeers share my love for the Walt Disney World Resort and all it's magic, so get ready to ask me about new things to see and do on your vacation. I particularly love sharing off-the-beaten-path activities and always encourage visitors to try something new on each trip. Adventure is out there! Learn More About Lindsey

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