Colorful Ship at Night
  • On Aug 9, 2025
    Jessica from Nsw Asked Please note that experiences, policies, pricing and other offerings are subject to change and may have changed since the date of this answer.

    My mum and I are sailing together from Australia. We will each have a travel money card to pay for things. Will we be able to connect our cards to ourselves so that we can pay for things separately? Things such as specialty coffees and drinks?

    Ahoy there, Jessica!

    Welcome back to planDisney! It sounds like you and your mom have an adventure ahead that’s sure to make a splash! Let’s chart a course so that your mom’s delicious “Drink of the Day” (whether it’s a tropical mocktail or something with a little extra pixie pour) doesn’t end up on your tab.

    When it’s time to complete your Online Check-In, you’ll reach the Onboard Account section, which is your golden ticket to keeping things shipshape. This is where you can enter a separate card for each of you and check the boxes to make sure your purchases are charged only to your own account—kind of like keeping Captain Jack Sparrow’s compass pointed to your true desires instead of hers.

    Once you’re sailing away, you’ll be able to see your onboard account in the Disney Cruise Line Navigator app. While some shops may swipe your card directly, I highly recommend using your Key to the World card or DisneyBand+ for purchases. This keeps your travel money cards safely tucked away in your stateroom safe—because let’s be honest, you don’t want to go on a Finding Nemo–style quest for a lost card mid-cruise. Just remember to only use your own Key to the World card when you want the charge to be yours, and let Mom handle her own purchases with hers.

    If you ever check your onboard account and find a charge that looks a bit Ursula—like it’s snuck in without your permission—swing by Guest Services. They can work a little magic (no Fairy Godmother required) to make sure everything is credited correctly.

    I hope this helps you and your mom navigate the seas of onboard spending with ease, so every sip—whether it’s a frosty Dole Whip or a frothy latte—lands exactly where it should. May your voyage be filled with “Hakuna Ma-Tab” moments, plenty of “just keep sippin’” fun, and memories as sweet as Olaf’s love for warm hugs.

    Sea ya real soon as we ride the wave of summer’s final stretch in Disney style,
    Dustin
thumbnail image for Dustin

Meet the Panelist: Dustin, Florida

Ahoy, me hearties! I’m Dustin—a husband, father of two, and active-duty service member living in sunny Florida. My crew and I “just keep swimming” toward our next Disney Cruise Line adventure! From “a whole new world” of ports to “hakuna matata” vibes on deck, we live for the magic at sea. Ready to see what’s “beyond the reef”? Allow me to be your guide as we sail toward your perfect Disney Cruise adventure! Learn More About Dustin

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