Hello Shayla,
I'm so glad you stopped by the Disney Parks Moms Panel to ask me a question. You have come to the right place. We love sharing our tips and recommendations so that other guests can have the most magical vacations.
Memory Maker is actually one of my favorite products offered by
Disney's PhotoPass service! Don't get me wrong, I still take my camera and snap away at those candid family moments. However, I love having the option for a professional to take those family photos with all members present. You have heard correctly, many of the photographers will take a shot with your personal camera, too, if asked nicely. However, the Memory Maker also includes attraction photos that you can't get on your own camera. These photos capture the "in the moment" expressions perfectly and are offered a select locations such as Space Mountain, Splash Mountain, and Test Track, to name a few. These genuine moments are often some of my favorite.
Another thing the Disney PhotoPass photographers can do is "magic" photos. You can pose with your family and follow their instructions and when the photo is downloaded, a little magic will appear. For example, one of my favorite "magic shots" is to hold out your hand and look surprised. When you finally see the photo, Tinker Bell appears in your hand. You would not be able to get these photos on your own camera.
Obviously, the travel budget is very important and you should choose what is best for your family. I just wanted to let you know about a few extras that make it worth if for us. Lastly, if you purchase at least 3 days prior to your vacation, there is a $20 discount as an advance purchase incentive.
Have a wonderful trip and say "cheese"!
~Allison L