Hi Nikki!
Welcome to the Disney Parks Moms Panel! Oh,
your entire group is going to have a blast together at Walt Disney World Resort, and you'll all love exploring the various dining rooms at the
Be Our Guest Restaurant in Magic Kingdom Park.
A credit card will be associated with this and any
advance dining reservations you or your group decides to make. Some locations will charge the whole amount of the reservation in advance at the time of the booking, but those types of reservations are generally dinner shows and dessert parties. Most advance dining options, like Be Our Guest Restaurant, won't charge a dining deposit, rather they will hold on to your card number only to charge a $10 fee per person should your entire party not show up the day of your reservation.
You may still use any
dining plan entitlements you have on this or any other meal you reserve in advance. Simply inform the cast member when you're paying that you'd like to use your dining plan when you're settling the final bill. However a credit card will still be required at the time of booking to guarantee the reservation.
I hope this helped clear things up a bit, Nikki, and I hope you and your whole crew are getting VERY excited about your upcoming Walt Disney World Resort Vacation! We'll See You Real Soon!
~Kristen