Dream; full boat; sailing in water
  • On Nov 11, 2025
    Myra from TX Asked Please note that experiences, policies, pricing and other offerings are subject to change and may have changed since the date of this answer.

    If making payments for a cruise what is the last day to make a payment before the cruise

    Ahoy, Myra! I'm so glad you cruised by planDisney with this question. The line where the sky meets the sea calls me, too! Knowing when payments are due is so helpful as you plan and budget to answer that call with a resounding, "Let's go!"

    Disney Cruises have a flexible payment structure: you pay a deposit to secure your reservation and make a final payment by your "Paid in Full" date. You can pay as much or as little as you like between those two dates. I like to chip away at the balance by paying some each month. Friends of mine prefer to keep the money in savings until the final payment is due. We are both in luck!

    The "Paid in Full" date depends on the length of your itinerary and your stateroom type. It’s 90 days before sailing for itineraries of 5 nights or fewer for most cruises and stateroom categories, and 120 days before sailing for 6 nights or longer. Concierge staterooms have an earlier deadline, and some special offers or guaranteed stateroom categories may require full payment at the time of booking.  

    Once you are paid in full and your booking window opens (based on your Castaway Club level), the real planning fun begins! This is when you get to reserve Port Adventures and onboard activities, like Senses Spa treatments, beverage classes and premium dining experiences. You can see the exact date you may be eligible to book these adventures on the Disney Cruise Line Navigator app under "My Plans."

    Myra, there is so much magic awaiting you on board! If you have any other questions as you put the finishing touches on your cruise planning, planDisney is here for you!

    SEAS the Adventure!
    Jana

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Meet the Panelist: Jana, Georgia

Hi, everyone! I’m Jana, a Disney-loving wife and mom from Atlanta. My boys (my husband and sons) are the greatest joys in my life. We have so many magical memories from our vacations at Walt Disney World Resort and aboard Disney Cruise Line. I welcome the chance to share my knowledge and advice in helping you plan your visit to the Most Magical Place on Earth. Learn More About Jana

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