AA Mom and daughter in GOTG - Guardians of the Galaxy; EPCOT
  • On Oct 21, 2024
    Eliza from VA Asked Please note that experiences, policies, pricing and other offerings are subject to change and may have changed since the date of this answer.

    I would like to use my MagicBand to charge to our room folio (we’re staying on property for 7 nights) to help us budget — money is a little tight leading up to our trip and this would help us, if I can satisfy the charges at the END of our trip instead.

    Hi Eliza,

    Welcome to planDisney!

    Anytime I hear a question about budgeting for a trip to the Walt Disney World® Resort, I take notice. My family is always on a budget, especially because I do not want to leave our Disney expenses on a credit card long enough to be charged interest. Like you, we use MagicBand+ to make charges to our room folio. I used to leave a credit card at check-in and then stop by the front desk to switch to my debit card before we checkout. More recently, I have used this strategy - I leave the charges on a credit card until about a week after the trip to make sure all charges have posted and then I just pay off the credit card online. 

    I will encourage you to pay close attention the process for room folio charges, however. Review the details regarding credit card holds and final room payments that are due upon check-in and make note of the details with incremental holds and payment processing prior to checkout. I do have one suggestion that may help - if you have any Disney gift cards, consider stopping by the front desk and having those applied to your room folio.

    Eliza, since your arrival date is approaching soon, I also encourage you, if you have not done so already, to take a look at the menus of the restaurants you plan to visit to get an idea of food costs. We always create a spreadsheet with food estimates to help with budgeting. Make advanced dining reservations and use Mobile Food & Beverage Ordering. In the meantime, start packing! In the spirit of Princess Tiana, you are almost there!

    Magic and memories,
    Donyell
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Meet the Panelist: Donyell, North Carolina

Hello from North Carolina! I am a mom of twin girls, wife, and university professor who has been inspired by the creativity of Disney for a lifetime. Since my first Disney visit when I was 12-years-old, I have been drawn to the adventures crafted by Disney Imagineers. Planning Disney vacations helps connect me to families who will find in Disney the kind of joy my family has experienced over the years. Allow me to help you map your own Disney journey so that you, too can create the memories of a lifetime! Learn More About Donyell

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